Water is an essential part of our day-to-day living. From daily consumption to household utility, water is just as much a part of our lives as air. Recent studies have indicated that over the last 5 years, water purity levels in India are dropping at an alarming rate and 5% of the claims for health insurance coverage are related to waterborne diseases.
Every year doctors across the nation express concern regarding the increasing number of patients that come in for the treatment of a waterborne disease. Just as they are deadly, waterborne diseases can also prove quite the burden financially. These diseases are extremely common and the cost for treatment can sometimes amount to a sizeable chunk of your monthly income.
To help mitigate some of the stress you may endure, consider the water borne diseases insurance brought to you by Bajaj Finserv. The insurance policy helps you prioritize the health of the infected without worry of the finance portion of it. To help you better understand what the water borne disease cover assures you of, here are the specifics.
Avail of a high coverage limit with coverage for hospitalization expenses
Having an insurance policy that puts your mind at ease with its coverage is an essential trait to look for when making a policy purchase. Medical bills are notorious for their ability to hurt your pockets and for that reason the water borne disease insurance policy gives you coverage up to Rs.50,000 per person.
While this cover is only applicable for water borne diseases, the coverage includes:
- Any and all diagnostic tests
- Hospitalisation and medication costs
- Doctor’s fees
- Charges incurred for use of Intensive Care Unit and transfusions
- Daily Room Rent
Pay your premiums through the multiple online options
With the advent of seamless online transactions, you can now pay the premiums for your insurance policy in an instant, with the click of a button. It is of utmost importance that you make these payments on time and consistently, failing which your insurance policy will lapse, leaving you without the cover and its benefits.
The Water Borne Disease Insurance Cover by Bajaj Finserv lets you avoid hassles of renewal and you can make the premium payments directly through the issuer’s portal through various online platforms such as UPI, mobile wallets, credit cards and debit cards.
Know what isn’t covered by the water borne health insurance
While it can be tricky to understand the clauses of any insurance, it is well worth the effort. If you don’t, you may put yourself at great financial risk.
As per this insurance policy, you cannot avail of its benefits if:
- You need hospitalisation because you’re suffering from typhoid and it hasn’t been 30 days since the commencement of the period of cover
- If you try to claim coverage on hospitalisation costs for anything other than typhoid
Familiarise yourself with the easy application process and ways to claim
Application for the water borne diseases insurance policy is simple. To begin, you need to visit the Bajaj Finserv website and fill out the online application form. At this stage, you need to wait to get approved, and post-approval you pay the very affordable annual premium of Rs.349 to enjoy coverage for the whole year.
After acquainting yourself with what you can claim under this coverage, you can apply. To begin the process, you can get in contact with Bajaj Finserv via e-mail or on their toll-free number.
Prevention is always better than cure, but failing to prepare is preparing for failure. When it comes to matters of health, you want to ensure that every step of the way is seamless and without any hitches. The Water Borne Diseases Insurance Cover brought to you by Bajaj Finserv provides you ease and convenience as well as security.
